Qualify loan and policy leads at scale, remind before due dates, collect after them, and cross-sell on your existing book. Persistent, polite and consistent on every single call.
BFSI runs on phone calls: qualification, reminders, recovery. Doing it with human dialer floors means high cost, inconsistent scripts and compliance risk on every conversation.
per completed human collections call, before infrastructure. AI does it for a fraction, and never has a bad day with a customer.
of delinquencies start as simple forgetfulness. A polite reminder three days early keeps them from ever becoming NPAs.
of AI calls follow your approved script, word for word where it matters. Every call recorded, transcribed and auditable.
SKELO calls the moment an enquiry lands, checks intent, income band, employment type and documents readiness, then routes eligible applicants to your sales team with a complete profile.
Three days before every due date, a friendly AI call confirms the payment plan and drops the link on WhatsApp. Forgetfulness stops becoming delinquency.
AI agents work your early buckets with perfectly consistent, compliant conversations. No aggression, no shortcuts, no script drift. Escalation to humans only where empathy or negotiation truly needs it.
Customers who repay well are your best prospects for top-ups, cards and insurance. SKELO runs always-on campaigns across your book, matched to eligibility and timed to life moments.
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